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financing solutions for your small business.

It is in the very mission statement of the Small Business Administration to help Americans start, build, and grow businesses. The Small Business Administration is tasked with aiding, counseling, assisting, and protecting the interests of small business concerns, preserving free competitive enterprise, and maintaining and strengthening the overall economy of our nation. To that end, when small business owners and entrepreneurs of all industries need to seek financial assistance or supplemental funding to help grow their business, one of the best ways to secure that funding is with an SBA loan. The SBA sets guidelines and works closely with lenders in order to secure loans for small business owners. They do not originate or service these loans. Instead, they guarantee the funding amount in order to minimize the risk to the lender, which in turn makes obtaining flexible financing much easier for small business owners.

Small Business Administration loans have no minimum, and can accomodate loan amounts as high as $5.5 million. Loan proceeds can be utilized for most business purposes, including operating capital and long-term fixed assets. Impressively, there are multiple loan products under the SBA umbrella to choose from, so no matter what the need is, there is more than likely an SBA- guaranteed product that will benefit your business. SBA loans are available to most small businesses with a few easy to remember requirements. Any business seeking SBA financing must be a for-profit company, must be located in and conduct business in the United States, must have owner-invested equity, and must not get funds from any other financial lender. As with any other business financing, the business size, the ability to repay, and the purpose of the business is also taken into consideration.